The association ”Finances & Pedagogie” is the subsidiary of the Caisses d’Epargne dedicated to financial inclusion. F&P provides training related to money and budget management. Created by the Caisses d’Epargne in 1957, the Finances & Pédagogie association provides a variety of financial education programmes, such as training and budget management. Its aim is to empower disadvantaged groups by guiding them through the basic principles required to enjoy financial independence. Working in partnership with more than 1,300 local entities – organizations specializing in social and professional integration, associations, schools, businesses, local authorities, etc. – Finances & Pédagogie trains individuals to use the banking system effectively in their day-to-day lives and helps them to manage their money more effectively to avoid overspending.
For many years, F & P has partnered with Entreprendre pour Apprendre (EPA). This challenge consists of creating groups of pupils, in different categories (secondary schools, high schools, and second-chance schools), who will be in charge of a mini-company. Each team has to supervise all the functions needed for the development of the company : general management, marketing, finance, etc… At the end, regional championships are held to select the winners and attribute prizes from different partners.
In Lorraine Champagne Ardenne, over 40 mini-companies, around 400 young people, have presented their projects to a jury, including businessmen, executives and members of the Education Nationale. Finances & Pédagogie, partner with EPA Champagne Ardenne, awarded the mini-company “Holly Heart” from Sacré Coeur college of Reims for its project, a book of grandmothers’ tips and tricks.
In Pays de la Loire, the association has provided training for a dozen schools in understanding of the profit and loss sheet, the calculation of cost, on selling prices and banking relations. 37 establishments, with a total of nearly 600 pupils, applied for the regional championships which took place on May 21st 2015 in the IUT at Nantes. The mini-company “Snood Art Style” from Cholet high school has been rewarded.
In Rhône Alpes, Finances & Pédagogie gave a prize for best financial management, on May 6 2015 in Lyon. In Britany, the award for best banking relation was attributed by the Savings Bank to the “Maison Familiale Rurale” (MFR) from Loudéac. In Basse-Normandie, 400 young people participated in the regional championship. F&P awarded a prize for best financial management to “Decotime” from college Thomas Hélye in Cherbourg.
Links to Entreprendre pour Apprendre: