Since 2012, Caixabank offers personal Eco-microcredits through its subsidiary, MicroBank. The aim is to promote sustainable investments that enhance the efficiency of natural resources or decrease their negative impact on the environment.
MicroBank also offers microcredits for the self-employed and entrepreneurs. These loans support investments that deliver ecological products and services such as eco-tourism, distribution and commercialisation of sustainable products and services, recycling companies or waste management, among others. Investments in new products and services that lead to an improvement in the efficient use of natural resources or a decreased impact on the environment may also be funded. These include such areas as insulation and waste management systems.
In 2012, 460 eco-microcredits have been approved for families and business with a total amount of over 1.35 million euro.
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