Access to Finance - A
study for the WSBI
Stephen Peachey and Alan Roe, Oxford Policy Management
October 2004
The study gives an overview of the importance of access to finance and
records the main obstacles to access in different parts of the world. It
also attempts to create a coherent framework for analysing the available
data on access and to link this through to indicators of wider economic
development. Having surveyed the nature and dimensions of access (or
lack of it), the paper goes on to review public and banking sector
initiatives to improve access to finance and develop a policy agenda for
both the financial institutions that must deliver access and the public
sector that must create the right environment for doing so. Finally the
critical role of proximity banks in the provision of financial services
to all strata of the population in urban and more remote areas has been
located within the broader framework of analysis.
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